How It Works


The process of retirement planning Trenton MI is a five-step program. First, we consider that everyone has a different background, a different story, a different budget, different dreams, and goals of how they interpret what retirement will look like for them.

Below are the five steps we use to help determine the best financial planning retirement process for our clients:


  • Step 1 – What Does Your Ideal Retirement Look Like?
  • Step 2 – Assess Your Situation
  • Step 3 – Create a Plan
  • Step 4 – Implement Your Plan
  • Step 5 – Monitor Your Progress

Step 1 – What Does Your Ideal Retirement Look Like?

Before beginning any journey, knowing where you’re going and what to expect along the way is best. Our first step of the process is unique because it’s all about you and your vision of retirement. Together we’ll clarify where you want to go, help identify your strengths and opportunities, and consider potential dangers and threats to your financial journey. We like to use something called an income for Life report. This report will identify any income cliffs you might have with your risk level, Social Security, pension, and Investment.

The first step in retirement planning Trenton MI is to define what your ideal retirement looks like. This involves considering your current financial situation and goals and any potential risks or threats you may face along the way. At Safe Haven Wealth Management, we use an Income for Life Report to help our clients identify any income cliffs they might have with their Social Security, pension, investments, and risk levels.

To begin defining your ideal retirement, consider how much money you will need each month to maintain your desired lifestyle. Also, consider the best time to start drawing from Social Security. What are other sources of income available such as pensions or annuities? How much do you need to save per month or year in order for it all to add up? Finally, you must take into consideration inflation rates and potential market volatility when formulating a plan that works for you. Doing so can help ensure your plan remains viable over the long term, even if there are some bumps.

Finally, make sure that any plans account for unexpected changes, such as health issues or job loss, which could affect your ability to save or draw on assets during retirement.


Step 2 – Assess Your Situation

A trusted doctor would never give a medical diagnosis without first looking you over. When it comes to your financial diagnosis, neither will Brian. At “The Assessment” meeting will review your personal financial information. We will help organize your finances to address and correct potential issues or concerns. A brief written assessment of any findings and recommendations will be provided to you at no cost.

We understand that assessing your situation is an important step in the retirement planning Trenton MI process. That’s why our second step involves taking a closer look at your financial information to identify any potential issues or concerns.

Our assessment begins by looking at all sources of income and expenses and any debts you may have. We’ll also review recent tax returns to ensure everything is in order and up-to-date. This helps us determine if there are any areas where adjustments can be made to help improve your overall financial picture. We’ll also consider life events such as marriage, divorce, children, or job changes which could affect how much money you’d need for retirement and when it should be saved.

By taking the time to properly assess your current situation, we believe you will be equipped to create a successful retirement plan for yourself. With our help, you can rest assured that your financial future is in good hands.


Step 3- Create a Plan

Creating a retirement plan involves more than just crunching numbers. We aim to understand your unique financial situation and develop a personalized plan that meets your individual needs.
After a few meetings and taking in all of the information provided, we create a retirement plan, especially for you. It is simple and easy to follow. Everything is spelled out in an easy-to-understand format that will help you achieve your retirement goals. Once everything is complete and implemented, you’ll receive a beautifully organized binder with all of your information inside. This binder is used to keep everything in place. Your detailed game plan for retirement with all of your documents is enclosed. The plan will be self-contained and will clearly communicate your hopes and dreams.


Step 4-Implement Your Plan

Reaching any goal requires action. Implementing your retirement plan is a crucial step in the process of achieving your goals. At Safe Haven Wealth Management, we understand that this can be an overwhelming task and are here to walk you through it every step of the way.

Once we agree upon your unique game plan, we will take steps to implement it. The game plan may include creating a trust, creating another pension stream of income, reviewing all of your beneficiaries, and updating all of your policies. The main purpose of a good retirement plan is to get you organized and ready to turn on the lifestyle you worked so hard for during your working life.


Step 5 – Monitor Your Progress

We take a proactive approach when monitoring progress toward reaching retirement objectives. That’s why we provide our clients with regular reviews of their plans and education about the current market conditions and how they may impact their investment decisions going forward.

There’s only one guarantee in life: nothing stays the same! Because change is inevitable, we provide a one-on-one consultation at no cost whenever needed. When you’ve got a question, we’ll be here for you. That’s what trust and commitment are all about. Our time together also gives us a chance to explore new ideas and possibilities as well.

Monitoring your progress is important to achieving any goal, especially regarding retirement. At Safe Haven Wealth Management, we understand this and provide our clients with the necessary resources to stay on track.

Our team will work with you to review your goals and strategies regularly so that adjustments can be made as needed. We also offer ongoing support and advice for any changes in life circumstances or financial markets that may affect your plans. This helps ensure you always get the most out of your retirement plan.